Our Vision
To become Nigeria’s most trusted route to inclusive pension participation and long-term financial security.
NextAutomate APA · A Better Life
A Better Life.
Helping Nigerians turn everyday activities into a more secure financial future.
NextAutomate APA connects regulated pension savings with the assets and services people already desire and need. We embed pension savings into real economic activity, making it easier to save for the future while meeting today’s needs.
Why we exist
Our purpose
Our Mission
To help people in the informal sector access the protection and opportunities often available to formal-sector workers and wealthier households.
The challenge
The problem we solve
Many informal workers face barriers to consistent retirement saving, especially when income changes from day to day. NextAutomate APA connects long-term pension participation with the economic activities and assets people already rely on, making it easier to save for tomorrow while meeting today’s needs.
Our model
The Four Treasures
Four areas of support delivered through the NextAutomate platform and partner networks.
Treasure Health
Micro-insurance and health-related protection to help members manage unexpected medical costs.
Treasure Saving
Regular micro-pension contributions sent to licensed Pension Fund Administrators under the Personal Pension Plan (PPP).
Treasure Building
Opportunities to own productive assets, including electric tricycles and equipment.
Treasure Logistics
Mobility, logistics and warehousing support intended to improve delivery and reduce costs.
Our philosophy
“We clothe the bitter pill of pension saving inside essential economic assets people naturally want. Pension becomes a natural outcome, not an added burden.”
What we stand for
The Three Promises
Live Better Today
Access opportunities such as group purchasing, healthcare support, micro-credit and practical skills.
Grow Wealthy Tomorrow
Build regulated micro-pension savings alongside income-generating activities.
Dignity and Independence
Help people make informed choices and work towards greater financial independence.
Strength of the NextAutomate Platform
NextAutomate APA is part of the NextAutomate family and works with the wider NextAutomate and MaisTrade ecosystem to support access to pension services. The sister-company relationship brings together technology, field networks and cooperative infrastructure to reach Nigeria’s informal workforce.
Compliance and Security
NextAutomate APA supports the Personal Pension Plan (PPP) as an intermediary. We do not hold contributors’ funds, maintain the official RSA ledger or process withdrawals directly. Pension contributions are routed through licensed Pension Fund Administrators and Pension Fund Custodians in line with applicable requirements.